Lesson 4.3: Government Schemes – Welfare, Employment, Development Programs
Government schemes are policy initiatives aimed at socio-economic development, poverty alleviation, and citizen welfare. Knowledge of these is important for UPSC General Studies.
Welfare Schemes:
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Pradhan Mantri Jan Dhan Yojana (PMJDY): Financial inclusion and banking for all citizens.
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Pradhan Mantri Ujjwala Yojana (PMUY): Provides LPG connections to poor households.
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Ayushman Bharat: Health insurance coverage for economically weaker sections.
Employment Schemes:
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MGNREGA (Mahatma Gandhi National Rural Employment Guarantee Act): Provides 100 days of wage employment in rural areas.
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Skill India Mission: Enhances employability through skill development programs.
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National Career Service (NCS): Employment portals and job placement support.
Development Programs:
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Swachh Bharat Abhiyan: Promotes sanitation, hygiene, and cleanliness.
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Smart Cities Mission: Urban development and infrastructure improvement.
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Digital India: E-governance, digital infrastructure, and financial services.
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Pradhan Mantri Gram Sadak Yojana (PMGSY): Rural road connectivity.
Key Points for Revision:
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Major welfare, health, and financial inclusion schemes
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Employment generation and skill development programs
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Rural and urban infrastructure development initiatives
Example Question (Prelims Practice):
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“Which scheme aims at providing 100 days of guaranteed employment in rural areas?” → MGNREGA
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“Which program focuses on providing LPG connections to poor households?” → PMUY
