Lesson 8.4: Internet Banking and Mobile Banking
Internet Banking and Mobile Banking allow you to manage your bank account using your computer or mobile — without visiting the bank.
🏦 1. What is Internet Banking?
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Also called Net Banking
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Access your bank account using a website
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Login with User ID and Password
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Secure and available 24×7
💻 What you can do:
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Check account balance
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Transfer money (NEFT, IMPS, RTGS)
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Pay bills (electricity, gas, DTH)
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Open FD/RD
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Download statements
📱 2. What is Mobile Banking?
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Use of official banking apps on smartphones
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Services same as internet banking but on mobile
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Easy and convenient for day-to-day banking
🏦 Examples of Mobile Banking Apps:
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SBI YONO
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HDFC MobileBanking
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Axis Bank App
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ICICI iMobile
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Bank of Baroda M-Connect
💰 3. Steps to Use Internet/Mobile Banking
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Register your account for net/mobile banking at your bank or ATM
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Set User ID, Password, and MPIN/TPIN
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Download your bank’s official app (for mobile banking)
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Login and start using services
🔒 4. Security Tips
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Don’t share your login ID or password
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Change your passwords regularly
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Use official banking websites/apps only
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Always log out after use
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Enable two-factor authentication (OTP on mobile)
Internet and mobile banking bring the bank to your fingertips — easy, fast, and available anytime.
