Lesson 8.3: Using BHIM App and QR Code Payments
BHIM App is a government-developed mobile application for UPI-based digital payments. It allows users to send and receive money using a mobile number or UPI ID.
1. What is BHIM App?
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BHIM stands for Bharat Interface for Money
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Developed by NPCI (National Payments Corporation of India)
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Based on UPI (Unified Payments Interface)
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Works 24ร7 for instant bank-to-bank transfers
๐ฑ 2. Features of BHIM App
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Send and receive money
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Scan and pay using QR code
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Check account balance
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Generate UPI PIN
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Safe and free to use
๐ 3. How to Set Up BHIM App
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Download BHIM App from Play Store or App Store
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Register using your mobile number (linked with bank account)
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Select your bank from the list
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Set a UPI PIN using ATM/Debit card details
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Ready to use for transactions
๐ณ 4. How to Send Money using BHIM
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Enter mobile number / UPI ID of the person
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Enter amount
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Confirm using your UPI PIN
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Money is instantly sent
๐ 5. What is a QR Code?
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QR Code (Quick Response Code) is a black & white square image
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It stores information like UPI ID or payment details
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You can scan it using your mobile wallet app to pay instantly
โ How to Pay Using QR Code:
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Open BHIM or any UPI app
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Tap on โScan & Payโ
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Point camera to the QR code
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Enter amount and UPI PIN
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Payment successful!
๐ 6. Safety Tips
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Always confirm receiverโs name before sending
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Never share UPI PIN or OTP with anyone
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Use official government app only
BHIM app and QR codes make transactions fast, paperless, and secure โ even in local kirana shops.
